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Card Machine Merchant Fees

Shopify Reader: UK 2026 Pricing & Fee Calculator

Shopify POS lets you take in-person payments that sync with your Shopify store. In-person rates start at about 1.7% on the Basic plan, which is included in the cost below, plus a reader from 49 pounds.

What Shopify Reader charges

FeeRate
In person (Basic plan) About 1.7%
In person (higher plans) From 1.5%
Shopify plan (required, in the total) From 19 pounds / month
Tap and Chip reader About 49 pounds

How the fees work

Shopify POS uses Shopify Payments to take in-person card payments that sync directly with your online store inventory and orders. In-person rates depend on your plan: roughly 1.7% on the Basic plan, falling towards 1.5% on the Grow and Advanced plans.

A Shopify plan is required, so the calculator includes the Basic plan at 19 pounds a month in your monthly cost and effective rate. The free POS Lite is included with every plan; POS Pro, which adds advanced retail features and per-location staff controls, costs extra (around 69 pounds a month per location). Occasional in-person sellers can use the cheaper Starter plan (about 5 pounds a month) instead.

Hardware starts with a Tap and Chip reader at about 49 pounds, up to a full countertop setup. If you use a third-party gateway instead of Shopify Payments online, Shopify adds an extra transaction fee, but that does not apply to in-person Shopify Payments sales.

Check the official pricing

Fees change. Confirm the current rate at Shopify UK pricing.

Figures verified June 2026 against the official source.

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