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£ MerchantFees
UK merchant fees, 2026

Know exactly what card payments cost your business.

Free, independent calculators for every major UK payment provider — online gateways, card machines, BNPL and Tap to Pay. Enter your volume, see your real blended cost, and check the figures against the official source.

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Payment Processing: UK 2026 Pricing & Fee Calculator 1.5% + 20p UK cards (typical) Open calculator → Stripe: UK 2026 Pricing & Fee Calculator 1.5% + 20p UK and EEA cards Open calculator → Card Machine: UK 2026 Pricing & Fee Calculator 1.5% to 1.75% In-person rate (typical PAYG) Open calculator → Square: UK 2026 Pricing & Fee Calculator 1.75% In person (UK cards) Open calculator → SumUp: UK 2026 Pricing & Fee Calculator 1.69% In person Open calculator → Tap to Pay: UK 2026 Pricing & Fee Calculator 1.69% to 1.75% Typical in-person rate Open calculator → BNPL: UK 2026 Pricing & Fee Calculator About 3% to 6% + 20p to 30p Typical UK BNPL merchant fee Open calculator → Klarna: UK 2026 Pricing & Fee Calculator 4.99% + 35p Reference UK rate (via Stripe) Open calculator →
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