Billie: UK 2026 Pricing & Fee Calculator
Billie is a business-to-business BNPL provider, letting business buyers pay by invoice later while the seller gets paid up front. Merchant pricing is agreed per business.
What Billie charges
| Fee | Rate |
|---|---|
| Who pays the fee | The merchant (you), not the shopper |
| Merchant fee | Quote-based (typically a few percent + fixed fee) |
| Buyer terms | Pay later by invoice (B2B) |
| You get paid | Up front, with risk taken on by Billie |
How the fees work
Billie focuses on B2B buy-now-pay-later: it lets your business customers buy on invoice with deferred payment terms while you receive the money up front, with Billie taking on the credit and collection risk. This is aimed at wholesale and trade checkouts rather than consumer retail.
Merchant fees are agreed per business and not publicly listed, so the 3% + 30p here is a representative estimate. Contact Billie for pricing based on your order values and buyer profile.
Check the official pricing
Fees change. Confirm the current rate at Billie.