Adyen: UK 2026 Pricing & Fee Calculator
Adyen is an enterprise payments platform using transparent Interchange++ pricing: a fixed processing fee plus interchange plus a markup, often totalling around 1% + 13p on UK cards.
What Adyen charges
| Fee | Rate |
|---|---|
| Processing fee | About 11p to 13p per transaction |
| Plus interchange | Pass-through (varies by card) |
| Plus Adyen markup | About 0.60% |
| Typical UK total | About 0.95% to 1.15% + 13p |
How the fees work
Adyen prices on Interchange++: a fixed processing fee (around 11p to 13p), plus the wholesale interchange set by the card schemes, plus a fixed Adyen markup of about 0.60%. For UK consumer cards that usually totals roughly 0.95% to 1.15% + 13p, which is very competitive at scale. There are no setup, monthly or closure fees.
Adyen is built for medium to large businesses processing meaningful volume across online, in-app and in-store channels, and typically expects a minimum monthly invoice. Smaller businesses usually find a flat-rate provider simpler and cheaper to start with.
Check the official pricing
Fees change. Confirm the current rate at Adyen pricing.