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Online & E-commerce Merchant Fees

Shopify: UK 2026 Pricing & Fee Calculator

Shopify Payments charges online card fees that fall as you move up plans: about 2.0% + 25p on Basic, 1.7% + 25p on Grow and 1.5% + 25p on Advanced, on top of the required monthly plan fee included below.

What Shopify charges

FeeRate
Online cards (Basic plan) 2.0% + 25p
Online cards (Grow plan) 1.7% + 25p
Online cards (Advanced plan) 1.5% + 25p
Shopify plan (required, in the total) From 19 pounds / month
Third-party gateway surcharge 2.0% / 1.0% / 0.6% by plan

How the fees work

Shopify's online card processing rate depends on your plan: roughly 2.0% + 25p on Basic, 1.7% + 25p on Grow and 1.5% + 25p on Advanced. A Shopify plan is required to sell, so the calculator includes the Basic plan at 19 pounds a month in your monthly cost and effective rate. The higher plans cut the percentage but cost more per month (Grow around 49 pounds, Advanced around 259 pounds), so the cheaper rate only pays off at higher volume.

If you use a third-party payment provider instead of Shopify Payments, Shopify charges an extra transaction fee of 2.0%, 1.0% or 0.6% depending on plan, on top of that provider's own rate, so most stores use Shopify Payments to avoid it.

Check the official pricing

Fees change. Confirm the current rate at Shopify UK pricing.

Figures verified June 2026 against the official source.

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