Stripe Reader: UK 2026 Pricing & Fee Calculator
Stripe Terminal brings in-person payments into the same Stripe account as your online sales, at a lower in-person rate than the online one.
What Stripe Reader charges
| Fee | Rate |
|---|---|
| In person (UK cards) | 1.4% + 10p |
| Online (for comparison) | 1.5% + 20p |
| Monthly fee | None |
| Hardware | Varies by device (M2 reader to S700 terminal) |
How the fees work
Stripe Terminal charges 1.4% + 10p on in-person UK cards, lower than Stripe's 1.5% + 20p online rate. It is aimed at businesses that already use Stripe online and want one unified account and dashboard for every channel.
Hardware is a separate one-off cost and varies by device, from a compact mobile reader up to the S700 smart terminal. Confirm the current device price on Stripe's Terminal page before ordering.
Check the official pricing
Fees change. Confirm the current rate at Stripe Terminal UK pricing.