Take Payments: UK 2026 Pricing & Fee Calculator
Take Payments is a contract-based UK card machine provider with bespoke pricing. It does not publish a flat rate; the figures here are typical in-person estimates you should confirm with a quote.
What Take Payments charges
| Fee | Rate |
|---|---|
| In-person rate | Bespoke (typically about 1.4% to 1.7%) |
| Terminal hire | From about 25 pounds + VAT / month |
| Contract | 12-month minimum, 90 days notice |
How the fees work
Take Payments (now majority-owned by Global Payments) sets each merchant a bespoke rate based on card turnover, card mix, business sector and how you sell. It does not publish a single flat percentage, so the rate used in this calculator is a representative in-person estimate, not a quoted price. Independent reviews put typical blended rates in the region of 1.4% to 1.7%.
Terminals are hired from around 25 pounds + VAT a month with a SIM and software included, on a 12-month minimum contract that then runs monthly with 90 days notice to leave. Settlement is next working day.
Because pricing is negotiated, use the transparent providers on this site as a benchmark before you accept a quote, and check for extras such as PCI, authorisation and minimum monthly service charges.
Check the official pricing
Fees change. Confirm the current rate at takepayments.