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Card Machine Merchant Fees

Zettle / PayPal Reader: UK 2026 Pricing & Fee Calculator

Zettle, now branded PayPal Point of Sale, charges a flat 1.75% in person with a 29 pound reader and no monthly fee. Funds can land in your PayPal balance quickly.

What Zettle / PayPal Reader charges

FeeRate
In person 1.75%
Keyed-in 3.4% + 20p
Invoicing 2.5%
Payment links 2.9% + 30p
Reader 29 pounds + VAT

How the fees work

PayPal POS (formerly Zettle) charges a flat 1.75% on in-person card payments, including Amex, with no monthly fee or contract. The entry reader is 29 pounds plus VAT and the terminal is 149 pounds plus VAT.

Remote payments are pricier: keyed-in is 3.4% + 20p, invoicing 2.5% and payment links 2.9% + 30p, so PayPal POS is strongest for face-to-face trade. A PayPal Business account is required.

Check the official pricing

Fees change. Confirm the current rate at PayPal POS / Zettle card reader.

Figures verified June 2026 against the official source.

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