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Online & E-commerce Merchant Fees

E-commerce Platform: UK 2026 Pricing & Fee Calculator

Selling through an e-commerce platform usually means two costs: a monthly plan and a card processing rate. This calculator estimates the processing side using typical UK online rates.

What E-commerce Platform charges

FeeRate
UK cards (typical online) 1.5% + 25p
European cards 2.5% + 25p
International cards 3.25% + 25p

How the fees work

Online (card-not-present) processing is priced slightly higher than in-person because the fraud risk is greater. On a typical UK platform you will pay around 1.4% to 1.5% plus 20p to 30p per UK card transaction, with non-UK cards costing more.

If your platform forces you to use a third-party gateway instead of its own payments, you may pay an extra transaction fee on top of the processing rate. Always check whether the headline plan price already includes payment processing.

Check the official pricing

Fees change. Confirm the current rate at Stripe UK pricing (benchmark).

Figures verified June 2026 against the official source.

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