DivideBuy: UK 2026 Pricing & Fee Calculator
DivideBuy provides interest-free retail finance, letting customers spread larger purchases over several months. The retailer pays a subsidy for the interest-free credit, agreed by quote.
What DivideBuy charges
| Fee | Rate |
|---|---|
| Who pays the fee | The merchant (you), not the shopper |
| Merchant subsidy | Bespoke (varies with term length) |
| Shopper cost | Interest-free if offered as such |
| You get paid | Up front, in full |
How the fees work
DivideBuy specialises in interest-free instalment finance for bigger-ticket items such as furniture, jewellery and home improvements. Because you are effectively subsidising the customer's interest-free credit, the retailer fee (a subsidy) is higher than a card fee and rises with the length of the instalment term, so it is always tailored per business.
DivideBuy does not publish a fixed rate; the 6% used here is a representative estimate. Request a tailored quote based on your average order value and the finance terms you want to offer.
Check the official pricing
Fees change. Confirm the current rate at DivideBuy for retailers.